Celebrate Senior Citizens Day with Retirement Planning at Charles Schwab

Saving for retirement is all about creating the future you want for yourself and your family as you get older. It can be defined as setting aside enough money to live comfortably, whether that means retiring a bit early, saving for what’s important or leaving a long-lasting legacy. Here’s what you need to know about retirement planning at Charles Schwab in West Plano Village:

 Get Started on Retirement Planning Early

The first step of retirement planning is estimating how much you’ll need to save for your retirement. Getting an accurate estimate of how much you’ll need to retire is exactly what Charles Schwab can help you do with a personal retirement plan. Without a long-term plan, you won’t be sure if your money will last as long as you need it to—or if you’ll be able to do all the things that matter to you, and still have the retirement you want.

How to Prepare if You’re Nearing Retirement

If you aren’t equipped with a retirement plan, now is the time to create one, but it’s never to early to start. Charles Schwab recommends that you check it at least once a year to make sure it matches your needs and goals, because there are things you can do to help your nest egg grow. Retirement Planning is as easy as making a consultation at Charles Schwab with an expert that can you help you prepare for a luxurious retirement.

How to Make the Most of Living in Retirement

If you’ve started the transition from working to build your savings to living off your savings that you’ve collected, you’d probably like to know you’re doing as much as possible to make your money last. That’s where retirement income planning at Charles Schwab comes in. An effective retirement planning income strategy can help you spend and invest your collected savings for a reliable cash flow and a better tax outcome.

No matter how you choose to spend your retirement, Charles Schwab can help you make sure you’re planning for it the right way. There are so many little details that are easy to forget, so make sure you’re making the most of retirement planning. Want to find more ways to celebrate Senior Citizens Day at West Plano Village? Check out our blog today!

West Plano Village is offered by Weitzman. Weitzman is one of the leading commercial real estate companies in North Texas. Weitzman offers a full range of Commercial Real Estate services including Project RepresentationTenant Representation and Investment Sales and, is also a leading Asset Management and Development Services Commercial Real Estate firm.

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Celebrate Life Insurance Awareness Day with Charles Schwab in West Plano Village

June 28th is an incredibly important day, because it’s National Insurance Awareness Day! No one like to think about life insurance, but we all know that it’s one of the most important things to keep you and your family protected. Charles Schwab is full of experts at keeping you safe from worries with life insurance. Here are the best benefits of life insurance to celebrate Insurance Awareness Day at West Plano Village:

There are Two Kinds of Life Insurance at Charles Schwab

Choosing the right life insurance plan can be tricky, but Charles Schwab offers two different options to make the choice easier. You can choose from a Term Life or Permanent Life insurance plan to best fit your needs and budget. Term Life tends to be cheaper, but only covers you for the specified time you choose. Permanent Life sticks with you forever, but the premiums can be a bit more expensive and the peace of mind it brings is well worth the extra few dollars.

Save Money with the Tax Benefits at Charles Schwab

Charles Schwab not only saves you money with banking, but their life insurance plans can keep the benefits going longer. Life insurance isn’t taxable, and the cash value and accumulated dividends you receive will be tax deferred. As your policy ages, it grows more in value, but you’ll always pay the same premium and never have to pay taxes on this wise financial investment.

When you’re not sure how to protect your life and your families, Charles Schwab is always there to make sure you have the right information. They will take care of your like their most important customer, because they know how important life insurance is to your wellbeing. Want to learn more about Charles Schwab and West Plano Village? Check out our blog today!

West Plano Village is offered by Weitzman. Weitzman is one of the leading commercial real estate companies in North Texas. Weitzman offers a full range of Commercial Real Estate services including Project RepresentationTenant Representation and Investment Sales and, is also a leading Asset Management and Development Services Commercial Real Estate firm.

 

Photo Sourced from Getty Images: #941906652

Shopping Center in Plano, Texas

Welcome to West Plano Village, your new shopping center in Plano, Texas! West Plano Village is a shopping center with a wide variety of retailers, dining, and personal services stores that cater to the surrounding Plano community! Check out everything West Plano Village has to offer below and stop by to experience these fine retailers for yourself.

Retail:
At&T
Charles Schwab
Nasr Bros Jewelers

Dining:
Eatzi’s Market & Bakery
Kona Grill
Mi Dia From Scratch
Pinkberry
Princi Italia

Personal Services:
Dr. Bader
Jose Eber Salon
Texan Allergy

For all West Plano Village news, announcements, store openings, launches and more, continue to check the blog page so you can be the first to know! We look forward to welcoming you to your new shopping center in Plano.

West Plano Village is offered by Weitzman. Weitzman is one of the leading commercial real estate companies in North Texas. Weitzman offers a full range of Commercial Real Estate services including Property ManagementTenant Representation and Investment Sales and, is also a leading Asset Management and Development Services Commercial Real Estate firm.

Photo Source: West Plano Village

Top Financial Advice for Millennials with Charles Schwab Plano

Calling all millennials! If you’re not strategically managing and saving your money, now is the time to start. Charles Schwab Plano has some vital investment advice for millennials during these foundation building years of becoming an adult. Investment advice doesn’t sound glamorous, but it is an important key in accomplishing your future financial goals.

Your best friend is your company sponsored 401(k)

Setting aside money for an unforeseeable future can be really challenging for most millennials. However, Charles Schwab endorses devoting to your 401(k) asap. Committing savings at a young age, as little as 10-15 percent of your yearly earnings can go a long way towards an easy transition into your retirement years. When starting in your early 20’s, you’re most likely to be placed in a lower tax bracket then you would later in life. This means the deduction from tax of a traditional 401(k) could be far less profitable than getting tax-free distributions at retirement. If you don’t have access to an employer plan, set aside enough money to contribute to an Individual Retirement Account each year.

Increase your savings with IRA

Fun fact, you don’t have to choose between an IRA (individual retirement account) and a 401(k). You can contribute both to your 401(k) while also to the max annual (currently $5,500) to your IRA. This investment advice possible strategy is to contribute to your company’s matching your 401(k), then put any additional investments in your IRA.

The future is worth investing

Saving your money is only just one step. Another is to invest your financial savings variously throughout low cost confined ways. Several financial service companies present small fee investment advisory services. This opportunity can help one succeed over time using simple discipline. In investing, more risk means the potential for more reward.

The landscape millennials are facing is vastly different than the previous generation or any other has seen before. Becoming financially educated is critical when it comes to becoming an adult and planning for retirement. More investment routes are available to millennials and now is the time to take advantage of them. Saving money now for retirement is the best choice to ensure a bright future.

West Plano Village is offered by Weitzman. Weitzman is one of the leading commercial real estate companies in North Texas. Weitzman offers a full range of Commercial Real Estate services including Project Representation, Tenant Representation and Investment Sales and, is also a leading Asset Management and Development Services Commercial Real Estate firm.

Photo Source: [649699796] Thinkstock